LAST year’s Class Four sprint double champion, St Jago High’s Joanne Reid, says she has no competition in the Class Three 400 metres at this year’s ISSA/GraceKennedy Boys and Girls’ Athletic Championships. The lanky 14-year-old cruised to victory in heat two of the girls 400m qualifiers in 57.77 seconds, and despite producing only the ninth fastest time in her category for the day, she is confident that she could take the record along with her as well. “I am very confident of winning the event,” she told The Gleaner. “There’s nobody (competitions) right now, and I believe I can run a record time.” Reid described her race as easy and the Class Four 200- metre record holder expects a much stronger performance from herself when she turns out for the semi-finals and final. “It (heats) was alright. It wasn’t my best time, but it (race) wasn’t hard, it was a comfortable race,” she told The Gleaner. “But I expect a much better performance from myself for the semi-final and final. I don’t know what time I might run as yet, but I expect to win,” she stated confidently.
Once again, energy expert and engineer Marc Rosenbaum is preparing to teach a 10-week online course on how to design and build zero-net-energy homes. The course will begin on March 14, 2016.According to the online course description, “You’ll learn key pitfalls to avoid and get numerical guidelines on sizing peak heat loss, glazing amounts, and solar electric systems. You will walk away with a comprehensive understanding of all of the key components of a zero net energy home — envelope, systems, and renewable energy sources — and how they fit together that will empower you to confidently create your own designs. Successful students will complete a full design for a zero net energy home, including an energy model, and earn a certificate of completion.”Sponsored by the Northeast Sustainable Energy Association (NESEA), the course costs $895.Marc Rosenbaum is a well-known energy consultant and the director of engineering at South Mountain Company on the island of Martha’s Vineyard in Massachusetts. He is the author of many Green Building Advisor articles, including Minisplit Heat Pumps and Zero-Net-Energy Homes and Practical Design Advice for Zero-Net-Energy Homes.More information on the online course is available here: Zero Net Energy Homes.
By Barbara O’Neill, Ph.D., CFP®, Rutgers Cooperative Extension, [email protected] are three major things that people budget in life- money, time, and calories- and they are all related. For example, physical activity to burn calories and working at a job both take time and eating less food saves money.Photo by Alan Cleaver. CC BY 2.0Many articles have been written in the health field about “budgeting” calories as a way to lose weight. People can visit an online Calorie Calculator and get their recommended daily calorie “budget” (a.k.a., calorie salary) based on factors such as age, gender, height, weight, and activity level.Then it is up to individuals to “spend” their calories wisely throughout the day on meals and snacks and try not to exceed their “number.” Similarly, people make choices with the money they have available to spend. Barring an infusion of cash, such as a settlement or contest prize, most people build wealth slowly by living below their means.Let’s go back to a calorie analogy. The basic principle to lose weight is to eat fewer calories than you burn in a day. For example, if the calculator says you need 1,874 calories to maintain your weight, you’ll lose a pound a week if you consume 1,374. A financial equivalent example is earning $50,000, living on $46,000, and saving $4,000.How do you live below your means? Many experts recommend starting with a detailed written or computerized budget with specific dollar amounts and categories. While this sounds great in theory, the reality is that only 32% of American households actually prepare a written budget or use budgeting software.So what else works? Many people live on less than they earn by automating their savings. Commonly called “pay yourself first,” this strategy gives savings the high priority of a rent or secured loan payment. Savings gets deposited before people receive their take-home pay and they somehow learn how to live on less. Another strategy that works well for some people is personal “decision rules” that restrict their spending.Consider this analogy from the world of NASCAR Motor Sports. Ever since a car wreck nearly killed hundreds of spectators in the grandstands at Talladega in 1987, when a speeding car went airborne, races at Daytona International Speedway in Florida and Talladega SuperSpeedway in Alabama have required drivers to use “restrictor plates” that limit the horsepower of their cars and slow them down.To avoid overspending, people also need “restrictors.” In other words, cues that they’ve “had enough.” Not everyone will have the same restrictions, however. Rather, the amount that people spend relative to their income will vary. Looking for some specific ideas? Consider the following examples of personal financial restrictors:Spend no more than $800 on holiday gifts and partiesCarry a revolving credit card balance of no more than $500 at any timeCharge no more than $200 per month in new purchasesSpend no more than $75 per week at the supermarketIf you want to lose weight, you monitor calorie intake by writing down what you eat and how much. Want to get ahead financially? You do the same thing by tracking income and spending. By writing things down- be it food intake or household expenses- you increase awareness of current practices and motivation to change. You also look at food and spending choices in a different light and mentally ask yourself “can I afford it?” For tracking worksheets for health and finances, see http://njaes.rutgers.edu/sshw/workbook/01_Track_Your_Current_Behavior.pdf.Research conducted with a Rutgers University online quiz suggests a positive association between a wide array of recommended health and financial practices. This is not surprising since many of these activities require a time commitment, discipline, and/or sacrifice. Conversely, some people overeat and overspend and say they’ll cut back later to “balance things out.” Unfortunately, many never do.
About the authorFreddie TaylorShare the loveHave your say Gervinho: Arsenal move was dream come trueby Freddie Taylor10 months agoSend to a friendShare the loveGervinho says he realised a lifelong dream when he joined Arsenal.The 31-year-old, now at Serie A club Parma, spent two seasons at Arsenal after joining from Lille in 2011. Although he didn’t collect any silverware at the Emirates, the Ivorian was proud of his time with his boyhood club.”Many young players tell you that they want to play for Manchester United or Arsenal. My dream was to play for Arsenal and I realised it,” the attacker told Goal. “When I arrived, I thought: ‘Wow, I’m here!’ “Each of my clubs made an impression on me, but Arsenal was special. When Arsene Wenger called me to tell me that he would like me to come to his club, I don’t think you imagine the satisfaction I felt just after hanging up the phone.”Arsenal is an historic club. At the time, it was a club that made a lot of young people dream, with a style of its own and a coach like Wenger who had all of England at his feet. There was not one player who did not like watching Arsenal, with Thierry Henry, Patrick Vieira and others.”
About the authorFreddie TaylorShare the loveHave your say Liverpool boss Klopp on Ballon D’Or nominations: What’d you expect!by Freddie Taylor3 days agoSend to a friendShare the loveJurgen Klopp says it is normal seven Liverpool players were nominated on the Ballon D’Or shortlist.Alisson Becker, defenders Virgil Van Dijk and Trent Alexander-Arnold, midfielder Georginio Wijnaldum and strikers Mohamed Salah, Sadio Mane and Roberto Firmino were all named on the 30-man list.After winning the Champions League and finishing the Premier League with 97 points, Klopp says the selections were just.”My first question was ‘Who has not been nominated’?” he said ahead of Liverpool’s Champions League match in Genk.”When players win it, it is big. When they don’t, hopefully it doesn’t hurt too much. The way we played last season, it’s normal so many would be nominated by the experts.”He added: “I think our seven nominations are deserved. If it’s a sign that we are now a destination for players, I don’t know. We want to work together for the next couple of years and we’ll see what happens.”I’m proud of my boys in general, not just because seven of them have been nominated. I like them a lot and I’m happy when they win things.”
Watford manager Javi Gracia is not troubled by their recent poor run of form as they travel to Everton on Monday night.Javi Gracia’s side had an impressive start to the Premier League season, winning their first five matches.Watford sit 11th place in the Premier League table with 20 points and will visit Goodison Park to Monday to face an in-form Everton side.The Hornets have failed to win in their last five games, recording three defeats in a row, but Gracia is confident his team can turn things around.“I’m not worried that in the last few games we couldn’t get points because I feel we are in the right way.Premier League Betting: Match-day 5 Stuart Heath – September 14, 2019 Going into the Premier League’s match-day five with a gap already beginning to form at the top of the league. We will take a…“I like to be demanding with my players because we’ll improve and have more options going forward.“In my opinion, we’re doing a lot of things well. Our performances are improving and we are close to improving our results.”
Paris Saint-Germain boss Thomas Tuchel confirmed that Adrien Rabiot will continue to be sidelined due to his contract dispute with the clubThe French midfielder has announced his intention to not sign a new contract at PSG, which means that he will be able to leave this summer as a free agent once his current deal expires.Rabiot’s actions have provoked PSG president Nasser Al-Khelaifi into withdrawing him from the first-team with sporting director Antero Henrique announcing that he will not play again for an “indefinite period”.And Tuchel confirmed in a press conference today that PSG’s tough stance against Rabiot hasn’t changed ahead of Saturday’s Ligue 1 game against Guingamp.“I have to prepare my team for Guingamp and it will be a team without Adrien Rabiot,” said Tuchel, according to FourFourTwo.“I respect the club’s decision. And it is a decision of the club.”PSG ultras sent a warning letter to Neymar Manuel R. Medina – September 14, 2019 Brazilian superstar Neymar might play today his first game of the season for Paris Saint-Germain and the team’s ultras have warned him.Barcelona confirmed last month their interest in signing Rabiot and revealed they’ve held talks for the French star.On the other hand, Tuchel has recently been linked with a move for his former Borussia Dortmund star Julian Weigl.“Weigl? I can’t talk about players who are at another club,” Tuchel added.“Julian was one of my players, but he belongs to Dortmund. We’re working hard to recruit a defensive midfielder.“Fourteen days is not long but I trust we can recruit the players we need.”The German added that he will pick his strongest line-up for this weekend’s game, despite Guingamp being in last-place in Ligue 1.